Agriculture Insurance

Farm owners have a different lifestyle than other businesses, which translates into unique insurance needs. Traditional coverage may not adequately respond to those needs. Here at GHT Insurance Agency, Inc, we can help insure this specialized way of life for virtually all farms. With years of experience, providing coverage for a variety of farm risks, our agents have the ability and drive to work with you; designing the most appropriate coverages at the best price.

Our comprehensive Agriculture Insurance packages have the unique ability to be tailored specifically to your facility and property’s needs. Whether you are a large commercial facility or a smaller local farmstand, our expert agents will take the time to work with you one-on-one to design the perfect policy, which may include:

• Any of Our 3 Property Coverages: Basic, Broad and Special Farm Personal Liability
• Commercial Farm Liability
• Equipment Breakdown Coverage
• Farm Dwelling
• Other Private Structures
• Household Personal property
• Additional Living Expense
• Scheduled Farm Personal Property
• Blanket or Unscheduled Farm Personal Property
• Other Farm Structures
• Special Coverage for Horse Owners
• Livestock in Your Care, Custody and Control
• Assistance with evaluating Replacement Cost Values of Property
• And More…

The benefits of working with GHT Insurance Agency, Inc don’t stop simply at the comprehensive coverage strategies; we also offer a 10% discount for packing business together – allowing you to house all of your necessary insurance solutions under one roof.

In addition, we now offer poultry farmers free thermal imaging analysis if they are Virginia Poultry Federation (VPF) members. Through this service, we can identify potential hazards and deliver you thorough results of all operations with insurance quotes. Other benefits include conserving energy, having in depth risk analysis of your poultry, and improving your overall safety. For poultry farmers that are non VPF members, we can offer the same free thermal imaging upon completion of the VPF membership application and $30 initial annual fee.

At GHT Insurance Agency, Inc, we’ve come to understand that your farm is much more than your business; it’s your way of life. That’s why make it our priority to safeguard you and your property from uninsured losses. We handle your policy from beginning to end—providing you with the personalized service you deserve.

Interested in learning more? Contact GHT Insurance Agency, Inc to discover your Agriculture Insurance options and receive a free quote today!